A monograph on non-performing loans, the first Italian AI assistant dedicated to the NPL market, and a selection of articles and conference contributions in specialized journals. All publications are in Italian, addressed to institutional operators in the Italian banking and financial law community.

A systematic guide to management and valorization of public and private non-performing credits, addressed to creditor companies, credit-protection professionals, and NPL market operators. Written in Italian.
The volume offers a systematic framework for distressed credits in the Italian context, with focus on commercial credits against the Public Administration and an operational extension to private-nature distressed credits. The approach is interdisciplinary: regulatory and jurisprudential framework, consolidated operational practices, analysis of thirty documented real cases with IRR, average duration and adopted strategy.
Not a theoretical treatise: a handbook of practice. Each chapter ends with operational takeaways, procedural schemes, letter and petition templates. The addressees — companies, lawyers, investors, servicers — find content that is applicable, not merely consultable.
Uncollected credit, far from being merely an accounting or judicial problem, can become an economic resource to activate through proven tools and replicable strategies. — From the foreword, Tofani and Canepa
First edition · 2025 · ASIN B0F6NXX7N7
The first Italian AI assistant dedicated to the NPL market, developed alongside the volume. Answers technical queries on practice, case law, operational structure of mandates and NPL operations — trained on the documented real cases in the book.
Access is included for readers of the volume. For institutional operators it can be activated separately on request.
Selection of contributions in specialized journals and conference presentations. All publications are in Italian. The full list is available on request, with related excerpts.